Job Description
Permanent, full timeHybrid working environment – 3 days in officeHow will I help?The role is primarily responsible for the credit risk approval and management of a portfolio of WIB Corporate clients, including new to bank and acquisition finance related transactions.You will be a key member of the wider Consumer and Industrial Credit team, responsible for a diverse portfolio of corporate clients.Some of your responsibilities will include:Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans.Build deep and sustainable relationships with key stakeholdersAdopt a continuous improvement approach to the Systems, Process and Policy to support safe and sustainable management of Credit RiskContribute to the strategic positioning of WIB to ensure that credit strategies and appetite are appropriately aligned with business units’ objectives.Contribute to the development of a sound credit culture within the business.Work closely with the business to optimise risk utilisation and maximise returns to the bank from the defined / available risk appetite.
Responsibilities + Skills
Practical knowledge of legal documentation.A business degree or post graduate finance qualification
Education
Ability to act independently, think innovatively, solve problems and exhibit a collaborative growth mindset.At least 7 years experience in a credit approving roles.7-10 years experience with Institutional Corporate customers and products.Superior communication skills, excellent negotiating and influencing skills and a commercial mindset to appropriately balance risk and return objectives.
Experience
