Job Description
Full job descriptionProduct Strategy & OwnershipOwn the end-to-end product strategy for all bill payment and transfer products, including:Airtime and mobile data purchasesUtility bill payments (electricity, cable television, internet, etc.)Bank-to-bank transfersTranslate Renmoney’s long-term digital banking strategy into a clear roadmap for payments.Define how payments support:Daily customer engagementDeposit inflows and account usageCross-sell into savings and lending productsDefine value propositions for different customer segments, including retail customers and small business users. Payments Performance & Commercial OutcomesOwn key performance indicators for payments, including:Transaction volumes and valuesSuccess and failure ratesRevenue from fees or commissionsCost per transactionWork closely with Finance to:Optimize transaction pricing and incentivesManage partner costs and marginsTrack the impact of payments on deposit balancesIdentify opportunities to improve unit economics without degrading customer experience.
Responsibilities + Skills
Education
Write clear Product Requirement Documents, which describe what is being built, why it matters, and how success will be measured.Prioritize initiatives based on customer impact, reliability, compliance, effort, and business value.Ensure payment and transfer flows are fast, intuitive, and resilient, even during peak usage periods.
Experience
