Job Description

Moniepoint Inc. is Africa's all-in-one financial ecosystem, helping 10 million businesses and individuals access seamless payments, banking, credit, and business management tools since 2019. As Nigeria's largest merchant acquirer, it powers most of the country's Point of Sale (POS) transactions. Through its subsidiaries, Moniepoint Inc. processes $22 billion monthly for its customers while operating profitably.Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.About the role:The Head of Credit Application Review will lead the credit administration function, ensuring accurate loan booking, complete documentation, and strict compliance with credit policy and regulatory requirements. Provide an independent review of exposures to enforce discipline and minimise legal/operational risks.Roles & ResponsibilitiesOversee loan documentation, disbursement, and collateral management.Verify compliance of all facilities with approved terms, policies, and regulations.Ensure accurate capture of credit facilities in core systems.Manage perfection, custody, and renewal of collateral/security instruments.Conduct independent reviews to identify gaps, exceptions, and policy breaches.Ensure compliance with CBN guidelines, IFRS 9, and audit/regulatory requirements.Prepare reports/dashboards for management on credit administration discipline.Lead, mentor, and develop a strong credit administration & review team.