Job description
Job PurposeAs a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.
Responsibilities & skills
Education
Demonstrable knowledge of credit risk analysisA good understanding of financial analysis is an added advantage
Experience
A minimum of an OND in any business-related disciplineA minimum of 2 years experience in a sales role for credit products in a financial institution
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Moniepoint Incorporated
Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.
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