Job Description

Moniepoint Inc. is Africa's all-in-one financial ecosystem, helping 10 million businesses and individuals access seamless payments, banking, credit, and business management tools since 2019.As Nigeria's largest merchant acquirer, it powers most of the country's Point of Sale (POS) transactions. Through its subsidiaries, Moniepoint Inc. processes $22 billion monthly for its customers while operating profitably.Curious about what makes Moniepoint an incredible place to work? Check out posts on how we cultivate a culture of innovation, teamwork, and growth.About the roleThe Risk Management Analyst is responsible for analyzing credit and portfolio data, monitoring risk exposures, and supporting data-driven lending decisions across Moniepoint's ecosystem. The role combines credit risk expertise and data analytics to ensure portfolio quality, regulatory compliance, and sustainable growth.Key ResponsibilitiesPortfolio Risk MonitoringTrack and analyze portfolio performance metrics (PAR, NPL, roll rates, recoveries)Monitor delinquency trends (PAR 0, 30, 60, 90, 360)Identify early warning signals (EWS) and emerging risk patterns  Data Analysis & ReportingExtract, clean, and analyse large datasets from internal and external systemsDevelop risk dashboards and automated reportsProvide daily, weekly, and monthly portfolio insights